Our Story

For decades, Andrews Lucia Wealth Management has been a trusted partner for individuals and families seeking comprehensive financial planning and wealth management services. Our firm was built on the foundation of providing personalized investment planning and wealth management designed around your goals, combining advisor-led guidance with institutional-scale research and technology.

What began as a small practice has grown into a full-service wealth management firm serving clients throughout the San Francisco Bay Area from our office in Danville. Despite our growth, we've maintained the personal touch and attention to detail that our clients have come to expect.

Our success is measured not by the size of our firm, but by the financial security and peace of mind we provide to the families we serve. Every day, we work to uphold the trust our clients place in us.

Focus Partners Advisory Services

Our Values

  • Client First

    Your interests always come before ours. As fiduciaries, we're legally and ethically bound to act in your best interest.

  • Research-Driven Strategies

    We leverage institutional-scale research and technology to deliver disciplined, tax-efficient portfolios built to grow and endure.

  • Transparency

    Clear communication about our services, fees, and strategies. No hidden costs or conflicts of interest.

  • Long-Term Focus

    We build lasting relationships and strategies designed to weather market cycles and life changes.

Our Team

Meet the experienced professionals dedicated to your financial success.

Scott J. Lucia

Scott J. Lucia

Certified Financial Planner™, CFP®

Scott is a Certified Financial Planner (CFP®) and Investment Advisor Representative who worked with Bob to create Andrews, Lucia Wealth Management LLC in 2004. Scott's advisory relationships range from top executives at public companies across a variety of sectors to small business owners. His career in investment strategy and executive compensation consulting provide him with enormous perspective and a broad understanding of how to maximize client wealth based on their current and future needs.

Scott is a Certified Financial Plannerâ„¢. A graduate of Arizona State University, he is actively involved in several professional groups including the Financial Planning Association and Behavior Finance in Investment Management Forum. Scott sits on the board of the Discovery Counseling Center, a non-profit in Danville and is a graduate of Leadership San Ramon Valley, class of 2014/2015. He is a passionate reader, golfer and traveler.

In Loving Memory

Robert J. Lucia

Co-Founder

CPA, PFS

Bob Lucia had more than 30 years of experience in the financial services business, managing assets, providing tax consultation and financial planning for high net worth individuals. Early in his career he worked with Hood & Strong and served as a tax supervisor for Touche, Ross & Company in their emerging small business division before forming Andrews, Lucia & Company, LLP in 1984 – a full service accounting firm in San Mateo, CA.

Seeing a need among his accounting clients for a more fully integrated wealth management solution, he founded Andrews, Lucia Wealth Management LLC in 2004 as a fee-only registered investment firm, so that he could devote his attention to assisting his clients in making smart decisions with their money.

Bob was a Certified Public Accountant and Personal Financial Specialist accredited by the American Institute of Certified Public Accountants. He graduated from Golden Gate University with a degree in Accounting and attended the Master of Tax program. He enjoyed traveling and cooking.

Robert J. Lucia

Our Approach

1

Discovery & Understanding

We start by getting to know you—your goals, concerns, values, and vision for the future. This deep understanding forms the foundation of our relationship.

2

Strategic Planning

We develop a comprehensive financial plan tailored to your unique situation, incorporating investment management, tax strategies, retirement planning, and estate considerations.

3

Implementation

Once your plan is in place, we handle the details of implementation, coordinating with your existing advisors and ensuring everything is executed properly.

4

Ongoing Guidance

We provide continuous monitoring and regular reviews, adjusting your strategy as your life circumstances and the market environment change.

Experience the ALWM Difference

Discover how our fiduciary commitment and personalized investment strategies can help you achieve your financial goals.

Schedule a Consultation